Step 01
Share a few basics
Pass along plain details - name, contact info, and the sort of funding on your mind.
Size up cash advance, payday and installment choices in one straightforward spot
Lafet is a comparison venue, not a lender. We link you with a single licensed lending partner you pick - free to look, nothing collected up front.
Terms estimator
Explore example monthly payment ranges based on amount, term, and APR range. This is an estimate - not an offer of credit.
Estimated monthly payment range
$0 - $0
Using APR range 5.99%-35.99% and term 6 months (65 days to 24 months).
Estimates assume standard amortization and may not reflect fees or lender-specific pricing. Actual offers, terms, and availability vary by lender and state.
Representative example: A $400 loan over 6 months at 24.99% APR is repaid in 6 monthly payments of $71.61, for a total of $429.66, including $29.66 in finance costs. For illustration only.
What influences offers?
Tap a factor to learn why terms can vary.
State rules
Availability, maximum APR, and product types can vary by state.
Important disclosures
We keep terms transparent and set expectations clearly - before you submit anything.
What Lafet is: Lafet stands as a comparison venue and not a lender. We link you with a single licensed lending partner you pick. Money does not pass through us.
Typical ranges (illustrative): Amount $100 to $500, APR 5.99% to 35.99%, term 65 days to 24 months. Binding figures come from whichever lender you select.
Representative example: A $400 loan over 6 months at 24.99% APR is repaid in 6 monthly payments of $71.61, for a total of $429.66, including $29.66 in finance costs. For illustration only.
Eligibility: Lafet suits people in the United States who are 18+ and draw income on a regular basis. Final eligibility rests with the licensed lender you pick.
No guarantee: Sending in a request is no promise of approval, funding, qualification, rates, or that a partner will be open to you.
Free to use: Looking at choices and sending a request through Lafet carries no charge. Lafet, a service of Cash Advance for CO Inc., is not a lender.
Availability, terms, and lender participation vary by state and applicant profile.
How it works
Share basics → compare choices → pick one partner → we link you through → free to use.
Step 02
Look over your choices
We lay generic information about available financing in front of you - comparison first, then a decision.
Step 03
Settle on one partner
Name a single licensed lending partner to carry on with - eligibility, rates, and repayment rest with them.
Step 04
We link you through
Lafet connects you to the partner you picked - from there, the licensed lender runs with your request.
Step 05
Free to use
Looking over choices or sending a request never costs you a thing - no usage fees, nothing collected up front.
Share a few basics
Look over your choices
Settle on one partner
We link you through
Free to use
What you can look into
Folks turn to Lafet to weigh cash advance, payday and installment choices - for everyday moments, surprise bills, or before you decide.
Comparison venue
Cash advance, payday & installment - brought into focus
Lafet brings available choices into sharper focus so you press on only when something genuinely suits you. We are not a lender - comparison only.
One licensed partner
Illustrative ranges
Free to compare
Everyday moments
Weigh short-term financing when routine expenses need a little breathing room.
Out-of-the-blue bills
Compare choices when an unexpected bill lands before payday.
Car & home costs
Size up options when vehicle or household expenses need covering.
Cash advance
Look at cash advance choices alongside other short-term products.
Payday & installment
Compare payday and installment paths in one straightforward spot.
Compare before you decide
Press on only when something genuinely suits you - no obligation to proceed.
Match readiness check
Quickly see what you may need before you apply. You control what you share and when.
Ready
0/0
Checking items doesn't guarantee approval or an offer. Lenders decide terms and eligibility.
Compare options in minutes
Amounts $100-$500 - Terms 65 days-24 months - APR 5.99%-35.99% (illustrative). Your licensed partner sets approvals, fees, and funding timing.
Representative example: $400 over 6 months at 24.99% APR = 6 payments of $71.61 ($429.66 total). For illustration only.
Not a lender
No guarantee
of approval
Secure
encrypted transmission
Credit inquiry
may occur when applying (provider-dependent)
FAQ
Answers to common questions about comparison, privacy, eligibility, and what happens after you send a request.
No. Lafet (operated by Cash Advance for CO Inc.) is a comparison venue - not a lender.
We do not make credit decisions, set APRs, or fund loans. When you pick a licensed partner, that partner alone judges your request and writes any terms.
Comparing choices does not obligate you to take a loan. The licensed partner you pick handles the final decision and any credit checks. Some steps may use a soft inquiry; partner applications may include a hard inquiry.
Partners working with us tend to extend amounts from $100 to $500, APR from 5.99% to 35.99%, and terms from 65 days to 24 months. Binding figures come from whichever licensed partner you select. Not all consumers will qualify.
Name, email, phone number, and basic eligibility details you choose to share. We may also collect analytics to improve the experience. Details travel only to the single licensed partner you settle on when you proceed. See our privacy policy for more.
After you pick a licensed partner, we link you through to that partner. The partner sets underwriting, pricing, and funding timelines. Funding timing varies by partner and bank and is not guaranteed.